Conventional Mortgage These FHLMC/FNMA products range from $417,000, to as high as 729,750, depending on the county in which you live. Expect to pay .25% more for a loan amount above $417,000, but it's a great "jumbo" rate that you should take advantage of while Federal guidelines have been expanded. Jumbo and Super Loan For loan amounts that exceed the conventional conforming limits, a jumbo loan may be the solution. We have the most competitive jumbo sources at our disposal, both as a direct lender, as well as through our unique broker channels. We have relationships with local community banks, credit unions, national banks, and private sources to meet our clients needs. FHA Loan This popular government-backed program is designed to help home buyers purchase owner occupied residences with only a 3.5% down payment! If you need a co-borrower in order to qualify for your loan, or if you need a gift for 100% of your down payment, plus credits towards your closing costs, then this may be a great loan consideration for you. Borrowers may also refinance their homes over 80% loan to value and take cash out on primary residences with minimal equity. We will let you know if this is the loan opportunity you should seek. Veterans Administration (VA) Loans VA loan programs are designed to help veterans and active duty military personnel purchase and retain homes in recognition of their service to the Nation. A variety of loans are offered through VA programs up to a maximum loan amount of $417,000. Our loan officers are experienced in helping veterans determine their eligibility for VA loan programs and guiding the loan approval process. |