In 1986, 30 year fixed rates were as high as 11.75%.  24 months later rates dropped to 9.99%, and borrowers were ecstatic. Today rates are at their lowest level over the last three decades. 15 year fixed mortgage rates are as low as 4.25%, while 30 year expanded agency products (up to 697,500 in San Diego County), offer interest rates in the low 5% range! The government has extended these programs hoping to stimulate the economy and the lending industry. Residential inventory is high so it's a great time for investors to take advantage of the opportunities, yet interest rates are low enough to attract home owners to refinance as well.

Call 800.865.6266 for current interest rates. Each rate quote we provide is custom & we offer the most competitive products and programs available in the market place when considering your specific situation.

Rates are subject to change.