Our Mission is Dedicated To Your Financial Dreams

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Dedicated to Your Financial Dreams
Our mission is to help you make sense of all the possible mortgage financing options available to you and make sure that the program you select fits your short and long term financial plans. We will make sure you have the guidance of a professional and make the process of obtaining your new home loan as simple as possible.

Throughout the lending process we provide our clients with regular loan updates as we reach the major milestones from pre-approval to loan closing.

Take advantage of all the information tools available on our website. You can even start your application online 24 hours a day.

Our focus is on preserving and protecting your family's financial security. This focus helps us build a referral-based business on the kind words of many satisfied clients. We look forward to working with you!

European Concerns Increase

Increased concerns about Europe helped mortgage rates improve this week, although the impact of the recently passed extension to the payroll tax reduction is beginning to push up mortgage rates for certain loans (discussed below).

The news from Europe was mostly negative this week. Economic growth in Germany was slower than expected. Negotiations on restructuring Greek debt did not progress as planned, increasing the risk of default. S&P is downgrading the debt of several European countries, including France. Finally, the European Central Bank (ECB) provided no relief, as it gave no indication that it would increase the level of aid available to troubled countries. As a result, investors shifted funds to relatively safer investments, including US mortgage-backed securities (MBS), which helped mortgage rates move lower.

The recently passed extension to the temporary payroll tax reduction contained a lightly publicized revenue raising provision to increase the guarantee fees charged on Fannie Mae and Freddie Mac loans. This fee results in higher rates for borrowers, and mortgage rates for loans not expected to close within the next month or so have begun to reflect this coming increase in guarantee fees.


	800.865.6266

Call 800.865.6266 for current interest rates. Each rate quote we provide is custom & we offer the most competitive products and programs available in the market place when considering your specific situation.

Rates are subject to change.