Apply for a Mortgage Loan with Residential Wholesale Mortgage, Inc

Applying for a loan is as easy as 1-2-Click! Select the application that fits you best.

There Are 3 Easy Ways to Apply for Your Mortgage!
Applying for a loan has never been easier. Our secure online application process allows you to select from two different loan applications, the flexibility to save your application and view the status of your loan at any time during the loan process within our convenient loan center. Or feel free to call us for quick, personal assistance over the phone at 800.865.6266.

If you already have a loan in process and would like to check the status of your loan, please visit My Loan Center, otherwise choose from the following loan applications below.

	Quick Loan Request Our easiest way to get started is our quick loan request. This is a popular choice for those who want a preliminary loan opinion from our mortgage professionals without providing detailed financial data up front. We'll pull your credit history, fill-in as many details as possible and then help you select the right loan to meet your financial needs.

	Complete Loan Application This loan application is more comprehensive and contains all of the information required to fully process your loan. Select this option if you are comfortable and understand the required data to input into our step-by-step online loan application. We'll double check your online application, pull your credit history, process your loan approval and help you select the right loan to meet your financial needs.

	Download Loan Application If you have previous experience with mortgage loans and would prefer filling out a paper-based application at your convenience, click the Download Application link above. When you have completed the form, fax it to us at 858.794.2160. We will validate your information and contact you to start the loan process. If you need assistance, simply call us at 800.865.6266. If you prefer a faster response, use our Instant Callback feature.

European Concerns Increase

Increased concerns about Europe helped mortgage rates improve this week, although the impact of the recently passed extension to the payroll tax reduction is beginning to push up mortgage rates for certain loans (discussed below).

The news from Europe was mostly negative this week. Economic growth in Germany was slower than expected. Negotiations on restructuring Greek debt did not progress as planned, increasing the risk of default. S&P is downgrading the debt of several European countries, including France. Finally, the European Central Bank (ECB) provided no relief, as it gave no indication that it would increase the level of aid available to troubled countries. As a result, investors shifted funds to relatively safer investments, including US mortgage-backed securities (MBS), which helped mortgage rates move lower.

The recently passed extension to the temporary payroll tax reduction contained a lightly publicized revenue raising provision to increase the guarantee fees charged on Fannie Mae and Freddie Mac loans. This fee results in higher rates for borrowers, and mortgage rates for loans not expected to close within the next month or so have begun to reflect this coming increase in guarantee fees.


	800.865.6266

Call 800.865.6266 for current interest rates. Each rate quote we provide is custom & we offer the most competitive products and programs available in the market place when considering your specific situation.

Rates are subject to change.